Quick verdict
Wave offers completely free invoicing, expense tracking, and accounting — supported by paid add-ons for payroll and payments. The best free option for solo freelancers.
Pros
- ✓Completely free core features
- ✓Double-entry accounting
- ✓Unlimited invoices
- ✓Receipt scanning
Cons
- ✗Payroll costs extra
- ✗Payment processing fees
- ✗Limited integrations
- ✗No inventory
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